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Joy - 3 Bernadette Joy - 2 she's - 2 She'd - 1 We've - 1 Bernadette Joy's - 1
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Search resuls for: "Bernadette Joy"


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☆ 39-year-old left full-time job to grow her side hustle—now she makes $279,000 a year without working 'all the time'
  + stars: | 2024-04-19 | by ( Megan Sauer | ) www.cnbc.com   time to read: +1 min
Bernadette Joy started her money coaching side hustle because she wanted to work fewer hours per week — not more. In 2019, Joy was running a Charlotte, North Carolina-based business called Dressed, rented out bridesmaid dresses. She initially loved running her own business, but the experience stopped being fulfilling, she says. Joy works 20 hours per week from Mondays through Wednesdays, leaving her enough free time to sleep, travel and take hip-hop dance classes. I don't want to work all the time," Joy, 39, said during a recent CNBC Make It panel at SXSW.
Persons: Bernadette Joy, Joy, she's Organizations: Boston University, University of North, CNBC Locations: Charlotte, North Carolina, University of North Carolina
☆ 39-year-old money coach who makes $23,000 a month: My No. 1 tip for starting a side hustle
  + stars: | 2024-03-28 | by ( Megan Sauer | ) www.cnbc.com   time to read: +1 min
Joy ran Charlotte, North Carolina-based Dressed, which started as a side hustle connecting people who owned bridesmaid dresses with people who wanted to rent them. It helped her pay off her student loans, quit her full-time job, hire employees and open a storefront. "I spent [three months] wrapped up in my blanket on my couch thinking, 'What am I going to do?' 1 tip for starting a side hustle: Try to monetize what comes naturally to you, instead of selling something just because you can. The show grew into a money-coaching business called Crush Your Money Goals, which helped Joy make $279,000 last year, or roughly $23,250 per month on average, according to documents reviewed by CNBC Make It.
Persons: Bernadette Joy, Joy, She'd Organizations: CNBC Locations: Charlotte, North Carolina
☆ 39-year-old millionaire who rents: Why I'm 'so much happier' not being a homeowner
  + stars: | 2024-02-14 | by ( Bernadette Joy | ) www.cnbc.com   time to read: +3 min
Growing up in New York as the eighth of nine kids, my immigrant parents had big homeowner dreams for me. Over the course of a decade, we bought and sold three properties: our first home, a four-bedroom house, and a two-bedroom condo. Here's why I'm so much happier now and don't regret leaving homeownership behind. At my rental, I can easily stroll to restaurants and parks, and I'm a five-minute drive to theaters, museums and galleries. I'm glad we didn't settle for something we didn't like as much, just to say we're homeowners.
Persons: We've Locations: New York, Charlotte , North Carolina, Charlotte
☆ Self-made millionaire who paid off $300,000 in loans: Tackle debt first, then invest—'humans suck at multitasking'
  + stars: | 2023-10-27 | by ( Ryan Ermey | ) www.cnbc.com   time to read: +2 min
These days, the couple's net worth is nearly $1.5 million. It's a model that Joy recommends to her clients, even if it runs counter to conventional financial planning wisdom. Here's why Joy recommends aiming to become debt-free before you invest. Prioritizing debt payoff can make mathematical senseWhen it comes to putting your income to work, Joy recommends dividing things into three buckets. So what builds your net worth faster: being debt-free or having a big portfolio?
Persons: Bernadette Joy's, she's, Joy Organizations: University of North
☆ Money coach who paid off $300,000 in 3 years: Following these 3 rules helps me save big
  + stars: | 2022-02-03 | by ( Aditi Shrikant | ) www.cnbc.com   time to read: +3 min
While I was lured in by the big discount and brand name, I stopped to do the math," she says. If you believe you'll use a product 80% of the time, it's worth it to buy, Joy says. "I was complaining to a friend that I didn't want to buy a new phone and laptop because both cost a lot of money," Joy says. Instead, her and her partner allocated money to spending that brought them satisfaction. The article "Money Coach Who Paid Off $300,000 in 3 Years: Following These 3 Rules Helps Me Save Big" was originally published on Grow (CNBC + Acorns).
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